The Picture of Arabic Feminist

The Picture of Arabic Feminist The three stories named The Picture share the point of view that sex and want are confused, not consistently cheerful components in a woman’s life, and that they convey horrible dangers, regardless of whether one is exceptionally youthful or very develop in years.Advertising We will compose a custom article test on The Picture of Arabic Feminist explicitly for you for just $16.05 $11/page Learn More Looking at three ladies and the families around them, the accounts by Layla Al-Uthman, Nawal Al-Saadawi, and Latifa Al-Zayyat inspect ladies who are getting mindful of another part of their sexual life, frequently with not exactly glad ramifications. Narjis, the scarcely pubescent champion of Nawal Al-Saadawi’s story, finds both her own rising sexuality and her father’s bad faith and exploitativeness of his family unit hireling. Latifa Al-Zayyat’s courageous woman, Amal, gets mindful of the potential for her cherished and wanted spouse to be shifty. Layla Al-Ut hman relates the story of her courageous woman in the main individual, a lady thinking about the chance of cuckolding her significant other. Every one of the three find parts of their own sexuality that open up the potential for extraordinary torment. In Al-Saadawi’s story of self-disclosure, the young lady investigates her own body in a manner that would be totally unremarkable in a western or common family. Anyway with regards to her strict childhood and the exacting and held conduct of her dad, this self-investigation gets startling, and earth shattering. It at last crushes her reality, which is established on an adoring admiration for her dad. On the off chance that she were not feeling the new emotions caused by her developing and creating body, she would not have been up so late to belatedly satisfy the mandatory ablutions her dad and her religion have forced on her. Accordingly, she is conscious during a period of night when her dad forces his sexual will on the house hireling. In this way, she finds the potential outcomes of her own body and that all things considered, in a destructive snapshot of revelation.Advertising Looking for exposition on history? We should check whether we can support you! Get your first paper with 15% OFF Learn More Narjis is clearly motherless. There is nothing to propose that she has a mother now, or ever did. Her lone female good example is the withdrawn house hireling who is satisfying the job of mother, worker, and, obviously, sex object for her dad. Consequently, at this defining moment in her life, she has nobody to ask, nobody to impart her recently discovered bits of knowledge to. She is limited.herself, to the job of petitioner at her father’s feet, destined never to glance him in the face, a saint admirer, articulating a similar two words that her father’s worker uses to speak with him. She endures in her examinations of herself, regardless, testing and standing amazed at what she finds. She is too youthful to even think about having encountered the ‘male gaze’, however has as often as possible relaxed in the reflected magnificence of her father’s regarded position in the network. Therefore, her maturing bum are it could be said the primary component of her own personality separated from her tyrannical dad. They are something he has not requested that her do, that he didn't bring about, and they are her only her own. As noted above, in any case, they are additionally a puzzle. Najir takes note of that, She could see Nabawiyya from the back, yet not herself. At that point, she envisioned that she had found another human disaster: you could see different people groups bodies yet not the body in which you were conceived and which you generally hauled around However, in a general public where ladies have practically no status, what could be a woman’s own domain, or fiefdom; to be specific, her own body, Najir is faced with the unavoidable actuality t hat each of the a woman’s parts are at the administration of men. This is represented by Najir’s father’s abuse of his maidservant. The way that the demonstration might be pleasurable for Nabawiyya is superfluous. Najir’s father’s taking of her explicitly prohibits her from chances at her very own marriage, since she is denied of her virginity, and uncovered the young lady to the danger of a pregnancy which could be truly life-threatening.Advertising We will compose a custom paper test on The Picture of Arabic Feminist explicitly for you for just $16.05 $11/page Learn More The way that the two young ladies are creating optional sexual attributes simultaneously proposes that they are generally a similar age, which makes his despoiling of Nabawiyya all the additionally upsetting. The creator leaves us with the reasonable sense that Najir is bound to a way that will be unique in relation to the one she was on when the story opened. She doesn't wrap he rself unassumingly in seeing her father’s representation. She respects him, in a similar photo that she so appreciated toward the beginning of the story, in an unexpected way. Here is the manner by which her father’s picture is portrayed before the disclosure: His head looked enormous, his nose huge and slanted, and his eyes empty and wide, nearly gobbling her up. After her revelation, the depiction changes unpretentiously. There is just about a phallic vibe to the way Najir’s father’s picture is portrayed †note the utilization of the picture of swelling, and cutting: His wide eyes were protruding, and his sharp, slanted nose cut his face in two. Before the finish of the story, Najir has gained her very own feeling personality, her own body, her own considerations. Her posterior, the perusers envisions, will probably be offered, in her future, where and when she picks, and not where any man demands they be gave. At the opposite finish of a woman†™s sexual and multiplication life is the champion of Layla Al-Uthman’s form of The Picture. She discloses to her story herself, a close to brush with mortification. The lady has the cultural job of a spouse and mother, with a developed child, so her marriage was at an early yet maybe not very early age. She gets a desire which even she herself terms â€Å"frivolous†, to have an unsanctioned romance. This happens regardless of her being hitched to a man to whom she is still pulled in, and who esteems her enough to arrange an intricate birthday celebration for her.Advertising Searching for exposition on history? We should check whether we can support you! Get your first paper with 15% OFF Find out More During the time spent thinking about her own likely unfaithfulness, she thinks about how conceivable it is that her significant other has since a long time ago been unfaithful to her. She likewise audits the potential possibility for the two disloyalties. The way that none of the men throughout her life strikes her as being as alluring to her as her own significant other signs that the lech isn't such a great amount of sexual as existential. Is it not more probable that she needs energy to counterbalanced the apathy she feels? She says, I turned out to be extremely quiet, however my psyche was hustling. I felt a constant feeling of disobedience. I was driven by fatigue, attracted starting with one room then onto the next, from closet to cabinet. I looked for something to do. All the things that may require cleaning up or tidying out of nowhere glanced in impeccable request. I abhorred everything around me. The house was dismissing me. Her job in the family is presumably compelling an d choking, in spite of the fact that she has the opportunity to drive a vehicle, and stroll in broad daylight. She finds no help in driving quick, be that as it may. Rather, she experiences a lady who either is, or looks like intently, the more established lady with whom her child had a concise illicit relationship. It is obvious from the son’s letter that he sees the lady as having mortified herself and disturbed him by her conduct. In recalling this story, the hero draws an immediate examination among herself and this anonymous more seasoned lady. She is dismayed at the possibility of her own maturing body and face being engaged with such a contact. She would, herself, assume the job of a blurring wonder attempting to recover some allure of youth on the off chance that she sought after her goal of treachery. As she weapons the engine, she escapes both her own raid into betrayal, and, maybe, the opportunity to get away from the smothering weariness of her life as it has been . In this discouraging finale, the peruser faculties the oppression of energy in deciding sexual attractive quality. There is no from the earlier motivation behind why a more established lady ought not be as alluring as a more youthful one when richness isn't the focus on the relationship. In any case, the hero unmistakably feels, before the finish of the story, that she is precluded from that specific answer for fatigue and social imperatives. The peruser is left to trust that the hero will discover helpful approaches to spread her wings and bring some natural air into her cigarette-medicated lungs, ways that don't hold the danger of annihilating her family. The fairly more youthful lady in Latifa Al-Zayyat’s story despite everything has a functioning task to carry out as the mother of a youthful child. She has the fervor of finding that her significant other despite everything is equipped for wild want for her, maybe started by the newness of a â€Å"away† get-away. In any case, this satisfaction is ruined by her doubts that her significant other is mulling over disloyalty. The creator doesn't clarify whether Amal’s concerns are legitimized. The procedure by which Amal shows up at her doubts causes to notice the sade certainty that she appears to have opposed her folks and hitched for affection instead of with a masterminded marriage. She likewise appears to have applied long lasting endeavors to be an unassuming and proper lady and spouse. During her commitment, for instance, she would not like to have an image taken that uncovered an open showcase of friendship. Her pure and dedicated conduct stands out fiercely from the different woman’s. The other lady wears shorts, swings her back, smokes, beverages, and giggles at another woman’s spouse. The other lady is as caught by her job as Amal may be, in any case. Regardless of whether she is really a PhD in science, her picture lab

Jfk Life And Death Essays - Kennedy Family, John F. Kennedy

Jfk Life And Death His Life and Legacy On November 22, 1963, while being passed through the roads of Dallas, Texas, in his open vehicle, President John F. Kennedy was shot dead, supposedly by the solitary shooter, Lee Harvey Oswald. John Fitzgerald Kennedy was the 35th President of the United States, the most youthful individual ever to be chosen President, the main Roman Catholic and the first to be conceived in the twentieth century. Kennedy was killed before he finished his third year as President in this way his accomplishments were constrained. In any case, his impact was around the world, and his treatment of the Cuban Missile Crisis may have kept the United States from going into a whole new universal war. The world had lost a typical man, yet an extraordinary pioneer of men. From his brave activities in World War II to his administration, settling on the choices to turn away conceivable atomic clash with world superpowers, enormity can be seen. Kennedy likewise found an opportunity to creator a few smash hit books from his encounters. His emblematic figure spoke to all the appeal, power and confidence of youth as he drove a country into another period of success. From his introduction to the world into the incredible and powerful Kennedy tribe, much was not out of the ordinary of him. Kennedy was conceived on May 29,1917 in Brookline, Massachusetts. His dad, Joe, Sr., was a fruitful specialist with numerous political associations. Delegated by President Roosevelt, Joe, Sr., was given the seat of the Securities and Exchange Commission and later the lofty situation of United States represetative to Great Britain (Anderson 98). His mom, Rose, was a caring housewife and took youthful John on visit trips around memorable Boston finding out about American Revolutionary history. The two guardians dazzled on their kids that their nation had regarded the Kennedys. Playing out some help for the nation must restore whatever benefits the family got from the nation they were told. (Anderson 12). The Kennedy group included Joe, Jr., Bobby, Ted and their sisters, Eunice, Jean, Patricia, Rosemary, and Kathleen. Joe, Jr., was a noteworthy figure in youthful John's life as he was the figure for the greater part of John's profound respect. His more seasoned sibling was a lot greater and more grounded than John and willingly volunteered to be John's mentor and defender. John's youth was brimming with sports, fun and action. This all finished when John developed mature enough to leave for school. At thirteen years old, John ventured out from home to go to an away school just because. Canterbury School, an all inclusive school in New Milford, Connecticut and Choate Preparatory in Wallingford, Connecticut finished his rudimentary instruction (JFK 98). John graduated in 1934 and was guaranteed an outing to London as a graduation blessing. Before long, John turned out to be sick with jaundice and would need to go to the clinic. He spent the remainder of the mid year attempting to recupe rate. He was not so much well when he began Princeton, half a month later in the fall of 1935. Around Christmas the jaundice returned and John needed to drop out of school. Before the following school year started, he advised his dad he needed to go to Harvard (JFK 98). Nearby, youngsters checked out governmental issues, social changes, and occasions in Europe. The United States was pulling out of the Great Depression. Hitler's Nazi Germany followed forceful regional extension in Europe. It was as of now that John initially got mindful of the tremendous social and financial contrasts in the United States. In June 1940, John graduated cum laude (with applause or qualification) from Harvard. His postulation earned a magna cum laude (incredible commendation) ( JFK 98). After graduation, John started to send his paper to distributers, and it was acknowledged on his subsequent attempt. Wilfrid Funk distributed it under the title Why England Slept. It turned into a smash hit. John, at twenty-five, turned into an abstract sensation. In the spring of 1941, both John and Joe, Jr., chose to try out the furnished administrations. Joe was acknowledged as a maritime air cadet however John was turned somewhere around both the military and naval force on account of his back difficulty and history of sickness (JFK 98). Following quite a while of preparing and molding, John reapplied and on September 19, John was acknowledged into the

Literary Tourism Southern Literary Trail

Literary Tourism Southern Literary Trail The South has one of the richest literary traditions on Earth, so it is a fitting place for the only sanctioned tri-state literary trail in the United States. The  Southern Literary Trail is a seemingly natural idea, born during an April 2005 meeting of literary enthusiasts, festival organizers, and museum directors from Georgia, Alabama, and Mississippi at the Fitzgerald House in Montgomery. The project, which took three years to organize, unites writers homes and literary landmarks between Natchez, Mississippi and Savannah, Georgia. When Ray Bradbury’s home of 50 years was torn down earlier this year in Los Angeles, it served as a sad reminder that no part of our country’s literary heritage should be taken for granted. Yall ready for this? MISSISSIPPI Clarksdale: Tennessee Williams As a boy in Clarksdale, he was dazzled by lavish parties hosted by Blanche Clark, the daughter of the towns founder, and her husband J.W. Cutrer at their mansion. The playwright even used the Cutrer name in many of his plays including The Glass Menagerie and A Streetcar Named Desire. The Mansion was moments away from destruction by a wrecking ball in the late 1990s until local citizens rescued it.   Columbus: Tennessee Williams, Eudora Welty Birthplace of Tennessee Williams (his home is now the Columbus Welcome Center). The first state-supported college for women in America was chartered in Columbus in 1884: Mississippi University for Women. Columbus won the college with its support of womens education and its willingness to commit cash to campus development during the difficult era of Reconstruction. Eudora Welty attended The W and the Eudora Welty Writers Symposium at MUW annually attracts scholars of global prominence.   Como: Stark Young The novelist, poet, essayist, dramatist, translator, professor, painter, and Broadway critic was born and raised in Como, and is buried in the town’s Friendship Cemetery. Greenville: Walker Percy and Shelby Foote As young aspiring writers from Greenville, Percy and Foote sought to pay their respects to William Faulkner by visiting him in Oxford. They drove up to Rowan Oak, but Percy was so awed by Faulkner that he could not leave the car, so he watched as the young Foote and Faulkner visited on the porch of Rowan Oak. Both writers used Greenville and their Mississippi Delta upbringing as inspiration, and shy Walker Percy was awarded the National Book Award for The Moviegoer in 1962. Jackson: Eudora Welty, Richard Wright, and Margaret Walker Alexander Richard Wright’s adolescent experiences while he lived in Jackson with his grandmother became his memoir, Black Boy. She is associated with the arts movement in Chicago, but Margaret Walker Alexander was also a literature professor at Jackson State University from 1949 to 1979. In 1968, she founded the Institute for the Study of History, Life, and Culture of Black People (now the Margaret Walker Center), which stands today as a banner of preserving oral histories, culture, and important historical archives. For seventy-six years, Pulitzer Prize winning author Eudora Welty lived and wrote in her home on Pinehurst Street. After her death in 2001, the Mississippi Department of Archives and History restored her home. It is one of the nation’s most intact literary house museums, as she left her home and collection containing thousands of books to the state. Natchez: Richard Wright Richard Wright was born on Rucker Plantation in rural Adams County, and the childhood home he shared with his grandparents still stands in Natchez. New Albany: William Faulkner and Borden Deal The Union County Heritage Museum, which is located one block west from where William Faulkner was born, celebrates the “real” Yoknapatawpha County and the works of New Albany’s Borden Deal. The Faulkner Literary Garden is also a favorite spot for reflection. Oxford: William Faulkner A more in-depth literary tour of Oxford has already been covered here at Book Riot, but the ghost of Faulkner is all over the city. His home, Rowan Oak, is located right off the Ole Miss campus and is open year-round from dawn to dusk. Visitors also flock to St. Peters Cemetery each year to leave Faulkner bourbon offerings, especially after dusk. ALABAMA Demopolis: Lillian Hellman When Hellman based her plays The Little Foxes and Another Part of the Forest on her prominent Demopolis family, it didn’t sit very well with them. Her great grandfather’s Marx Bank still stands on a major corner in the downtown area, and is the actual setting for the greedy family machinations within Foxes. The film version starring Bette Davis as Regina Hubbard Giddens, a role influenced by Hellmans grandmother Sophie Marx, received nine Oscar nominations in 1941. Hartselle: William Bradford Huie When Huie wrote The Execution of Private Slovik, he told the story of the only American soldier executed for desertion since the Civil War. Frank Sinatra purchased the film rights, but the Defense Department would not allow the movie to be shown on screen (it later became a TV movie in the 1970s). His 1959 novel The Americanization of Emily was adapted as a feature film starring James Garner and Julie Andrews. Huie also delivered the confession of the murderers of Emmett Till to the nations press and authored Three Lives for Mississippi, the basis for the film Mississippi Burning. Mobile: Eugene Walter, Albert Murray, and William March Mobile’s Renaissance Man, Eugene Walter, lead a colorful life as a screenwriter, poet, gourmet chef, short story author, editor costume designer, and puppeteer. He lived in Paris during much of the 1950s, and helped launch the Paris Review. A special allowance was made by the Mobile Parks Department for his burial at Church Street Graveyard in 1998, which has been closed since the 1890s. William March moved to New York in the late 1920s, and flourished as a writer. He won the admiration of another budding author from the South, Carson McCullers and brought her manuscript The Muteto to a publishers attention. It became The Heart is a Lonely Hunter. March’s last novel The Bad Seed was inspired by Mobiles bayside mystique and published the year he died (1954). Albert Murray’s success as a student at Mobile County Training School won him a scholarship to Tuskegee University, where he became interested in writing. Ultimately he also settled in New York in 1962 and wrote South to a Very Old Place, a memoir based upon a return trip to his native region.   Monroeville: Truman Capote and Harper Lee Harper Lee lived next door to the cousins Truman Capote came to stay with in her small country town. The Monroeville playmates became, arguably, Americas most famous pair of childhood friends. Monroeville has been widely known as the literary capital of Alabama. And they have a really cool To Kill a Mockingbird Mural.   Montgomery: Zelda and F. Scott Fitzgerald When Montgomery socialite Zelda Sayre married F. Scott Fitzgerald, he whisked her away from Alabama. After an extended stay in Europe, the local newspaper announced, “Scott Fitzgeralds to Spend Winter Here Writing Books.” The couple rented a home at 919 Felder, and while he went to Hollywood she stayed behind and drafted Save Me the Waltz. Today, the house serves as the Fitzgerald House Museum and displays several of Zelda’s paintings. Tuskegee: Ralph Ellison and Albert Murray During the summer of 1933 a young Ralph Ellison arrived for his freshman year at Tuskegee Institute. He took a job in the bakery at Tompkins Hall, where he made cornbread for the faculty and churned ice cream for fifteen cents an hour. Later, he was assigned to a position at the Frissell Library, where he met fellow student Albert Murray. The two became lifelong friends after meeting at the book return counter. GEORGIA Atlanta: Margaret Mitchell and Joel Chandler Harris Margaret Mitchell’s Gone with the Wind gave Atlanta its own epic novel. She said, “I can’t put cold cream on my face during the day. As sure as I do, Bessie the maid goes to the store and a delegation of women call to interview me. I go to the door with cream all over my face and my head wrapped up in a towel and they come in and there I am.” Mitchell’s apartment, “The Dump” on Peachtree, is now the Margaret Mitchell House and Museum.   Joel Chandler Harris’s Uncle Remus: His Songs and His Sayings became a global phenomenon and the basis for the “lost” Disney movie, Song of the South. Today, his Atlanta home, The Wrens Nest, continues its tradition as the citys oldest house museum, opened in 1913 with the support of Andrew Carnegie and President Theodore Roosevelt.   Blairsville: Byron Herbert Reece Reece’s 9.3 acre farm has recently undergone an extensive preservation effort by the Byron Herbert Reece Society. Guests are invited to explore his life and love of Appalachia through interactive exhibits and Mulberry Hall, his private retreat on the property.   Clayton: Lillian Smith When Lillian Smith moved to Clayton, the plight of poor blacks and poor whites compelled her to write. She co-authored an editorial in a 1942 issue of South Today a magazine she originated and published that denounced segregation and declared that blacks should receive equal treatment in society and under the law. Her first novel Strange Fruit told the story of a bi-racial love affair in small town Georgia. The book was banned in a month after its publication, and the U.S. Postal Service refused to ship it  until Eleanor Roosevelt intervened and convinced her husband to lift the mail ban.   Columbus: Carson McCullers McCullers had written her first short story, Sucker, by sixteen. At twenty-three, she published her first novel, The Heart is a Lonely Hunter, and her hometown of Columbus is undeniably a character. Nearby Fort Benning plays an unidentified role in her second novel, Reflections in a Golden Eye.   Milledgeville: Alice Walker and Flannery O’Connor The eighth child of sharecroppers, Alice Walker was born in Eatonton near Milledgeville, the last hometown of Flannery OConnor. Walker wrote of a pilgrimage with her mother in 1974 to Andalusia Farm, “(the peacocks) lifted their splendid tails for our edification. One peacock is so involved in the presentation of his masterpiece he does not allow us to move the car until he finishes with his show.” When Alice commented that the Farms peacocks were inspiring, even while blocking the car, her mother Minnie Lou said, “Yes, and theyll eat up every bloom you have, if you dont watch out.” Andalusia Farm is opened for tours and features the grounds and the main house much as Flannery and her mother Regina left it.   Moreland: Erskine Caldwell Erskine Caldwell was born in a simple wooden house near Moreland on December 17, 1903. The house has been moved to Morelands town square where it is now a museum and the centerpiece of a friendly southern town that the author of Gods Little Acre and Tobacco Road understood best: a crossroads of farms, churches and general stores. Moreland was also the home of Southern comedian Lewis Grizzard, who died in 1994 at age 48.   Savannah: Flannery O’Connor The setting of Midnight in the Garden of Good and Evil was also the childhood home of Flannery O’Connor. Located at 207 East Charlton Street in the heart of Savannah, it is open to visitors and includes her baby carriage, cradle, and bedroom furniture. As a child in the home, she was an unforgiving literary critic. For Alices Adventures in Wonderland, she skewered Lewis Carroll with a succinct review: “Awful. I wouldnt read this book.” EVENTS Every two years, Trailfest takes place from February to May and is the only tri-state literary festival in the United States. More information can be found by visiting the Southern Literary Trails website. ***All photographs and some text in this article are courtesy of the Southern Literary Trail, a joint project sponsored by the Mississippi Humanities Council, the Mississippi Division of Tourism, the Alabama Humanities Foundation, the Georgia Humanities Council, and the Alabama State Council on the Arts.*** ____________________ Like chattin up other readers and keeping track of your books on Goodreads? So do we! Come give us a follow.

George Burroughs - Salem Witch Trials

George Burroughs was the only minister executed as part of the Salem Witch Trials on  August 19, 1692. He was about 42 years of age.   Before the Salem Witch Trials George Burroughs, a 1670 Harvard graduate, grew up in Roxbury, MA; his mother returned to England, leaving him in Massachusetts. His first wife was Hannah Fisher; they had nine children. He served as a minister in Portland, Maine, for two years, surviving King Philips War and joining other refugees in moving farther south for safety. He took a job as minister of the Salem Village Church in 1680 and his contract was renewed the next year. There was no parsonage yet, so George and Hannah Burroughs moved into the home of John Putnam and his wife Rebecca. Hannah died in childbirth in 1681, leaving George Burroughs with a newborn and two other children. He had to borrow money for his wifes funeral. Not surprisingly, he remarried soon. His second wife was Sarah Ruck Hathorne, and they had four children. As had happened with his predecessor, the first minister to serve Salem Villages separately from Salem Town, the church would not ordain him and he left in a bitter salary fight, at one point being arrested for debt, though members of the congregation paid his bail. He left in 1683, moving back to Falmouth. John Hathorne served on the church committee to find Burroughs replacement. George Burroughs moved to Maine, to serve the church in Wells. This was near enough the border with French Canada that the threat of French and Indian war parties was real. Mercy Lewis, who lost relatives in one of the attacks on Falmouth, fled to Casco Bay, with a group that included Burroughs and her parents. The Lewis family then moved to Salem, and when Falmouth seemed safe, moved back. In 1689, George Burroughs and his family survived another raid, but Mercy Lewis parents were killed and she began to work as a servant for George Burroughss family. One theory is that she saw her parents killed. Mercy Lewis later moved to Salem Village from Maine, joining many other refugees, and became a servant with the Putnams of Salem Village. Sarah died in 1689, probably also in childbirth, and Burroughs moved with his family to Wells, Maine. He married a third time; with this wife, Mary, he had a daughter. Burroughs was apparently familiar with some works of Thomas Ady, critical of witchcraft prosecutions, whom he later quoted at his trial: A Candle in the Dark, 1656; A Perfect Discovery of Witches, 1661; and The Doctrine of Devils, 1676. The Salem Witch Trials On April 30, 1692, several of the girls of Salem leveled accusations of witchcraft at George Burroughs. He was arrested on May 4 in Maine — family legend says while he was eating dinner with his family — and was forcibly returned to Salem, to be jailed there on May 7. He was accused of such acts as lifting weights beyond what would be humanly possible to lift. Some in town thought he might be the dark man spoken of in many of the accusations. On May 9, George Burroughs was examined by magistrates Jonathan Corwin and John Hathorne; Sarah Churchill was examined the same day. His treatment of his first two wives was one subject of the interrogation; another was his supposed unnatural strength. The girls testifying against him said that his first two wives and the wife and child of his successor at Salem Church  visited as specters and accused Burroughs of killing them. He was accused of not baptizing most of his children. He protested his innocence. Burroughs was moved to Boston jail. The next day, Margaret Jacobs was examined, and she implicated George Burroughs. On August 2, the Court of Oyer and Terminer heard the case against Burroughs, as well as cases against John and Elizabeth Proctor, Martha Carrier, George Jacobs, Sr. and John Willard. On August 5, George Burroughs was indicted by a grand jury; then a trial jury found him and five others guilty of witchcraft. Thirty-five citizens of Salem Village signed a petition to the court, but it did not move the court. The six, including Burroughs, were sentenced to death. After the Trials On August 19, Burroughs was taken to Gallows Hill to be executed. Though there was a widely held belief that a true witch could not recite the Lords Prayer, Burroughs did so, astounding the crowd. After Boston minister Cotton Mather reassured the crowd that his execution was the result of a court decision, Burroughs was hanged. George Burroughs was hanged  the same day as were John Proctor, George Jacobs, Sr., John Willard and Martha Carrier. The next day, Margaret Jacobs recanted her testimony against both Burroughs and her grandfather, George Jacobs, Sr. As with the others executed, he was cast into a common, unmarked grave. Robert Calef later said that he had been buried so poorly that his chin and hand protruded from the ground. In 1711,  the  legislature  of the Province of Massachusetts Bay  restored all rights to those who had been accused in the 1692 witch trials. Included were George Burroughs, John Proctor, George Jacob, John Willard, Giles and  Martha Corey,  Rebecca Nurse,  Sarah Good, Elizabeth How,  Mary Easty, Sarah Wilds, Abigail Hobbs, Samuel Wardell, Mary Parker, Martha Carrier, Abigail Faulkner,  Anne (Ann) Foster, Rebecca Eames, Mary Post, Mary Lacey, Mary Bradbury, and Dorcas Hoar. The legislature also gave compensation to the heirs of 23 of those convicted, in the amount of  £600. George Burroughs children were among those.

Festive Medieval Christmas

When the holiday season engulfs us—and as we are subjected to a barrage of sentiment and commercialism (which are often indistinguishable from one another)—simpler days seem so much more attractive, and many of us tend to look to the past. Many of the customs we observe, traditions we practice, and foods we eat today originated in the middle ages. You may already incorporate some of these festivities in your holiday, or perhaps you might like to start a new tradition with a very old one. As you celebrate these customs, remember that they started with a medieval Christmas. A Christmas Carol and a flood of nostalgia for the Victorian era gives us a fairly good idea of what a nineteenth century Christmas was like. But the concept of observing Christs birthday goes back much farther than the nineteenth century. In fact, the origin of the English word Christmas is found in the Old English Cristes Maesse  (mass of Christ), and winter solstice festivities date back to ancient times in all corners of the world. So what was it like to celebrate Christmas in the Middle Ages? Early Medieval Christmas Observances Determining exactly what Christmas was like depends not only on where it was observed, but when. In late antiquity, Christmas was a quiet and solemn occasion, marked by a special mass and calling for prayer and reflection. Until the fourth century, no fixed date had been formally set by the Church—in some places it was observed in April or May, in others in January and even in November. It was Pope Julius I who officially fixed the date at December 25th, and why exactly he chose the date is still not clear. Although it is possible that it was a deliberate Christianization of a pagan holiday, many other factors seem to have come into play. Epiphany or Twelfth Night More commonly (and enthusiastically) celebrated was the Epiphany, or Twelfth Night, celebrated on January 6. This is another holiday whose origins are sometimes lost in the festivities of the moment. It is generally believed that Epiphany marked the visit of the Magi and their bestowal of gifts on the Christ child, but it is more likely that the holiday originally celebrated Christs baptism instead. Nevertheless, Epiphany was much more popular and festive than Christmas in the early middle ages and was a time for the bestowal of gifts in the tradition of the three Wise Men—a custom that survives to this day. Later Medieval Christmas Observances In time, Christmas grew in popularity—and as it did so, many of the Pagan traditions associated with the winter solstice became associated with Christmas as well. New customs particular to the Christian holiday also arose. December 24th and 25th became a time for feasting and socializing as well as a time for prayer.

Meat Consumption Free Essays

23 May 2011 One Bite At a Time Most Americans are aware of global warming, cancer, heart disease and the fact that the earth’s supply of good water is diminishing. In an effort to conserve our planet people drive hybrid cars, recycle, and use low energy light bulbs and appliances, which is great. However, most Americans are unaware and uninformed about how meat effects global warming, our health, and how much of our planet’s water and resources meat production consumes. We will write a custom essay sample on Meat Consumption or any similar topic only for you Order Now Meat contributes to global warming, increases risk for cancer, causes heart disease and uses a tremendous amount of resources to produce, therefore people need to be informed about what they are eating through food labeling and Surgeon General warnings, as well as cutting back to appropriate portion sizes. Farming used to do good things for our planet, where as now its causing harm due to mass production and factory farms. â€Å"Traditionally, farm animals played a useful role . . . they ate grass, crop wastes, and kitchen scraps that people could not eat and turned them into good that people could eat. Their manure provided the soil with needed nutrients . . . the animals pulled plows and provided services that enhanced human life†(Robbins 233). Things have changed drastically since the days of simple farming. Today, â€Å"With the expansion and mechanization of animal farming . . . there are now 20 billion livestock on Earth- more than triple the number of human beings†(Robbins 234). The problem with having so many livestock on earth is that the manure that used to provide soil with nutrients now releases nitrous oxide, which contributes to global warming. According to the U. N Food and Agriculture Organization â€Å" Worldwide livestock farming generates 18% of the planet’s greenhouse gas emissions . . . all the world’s cars, trains, planes and boats account for a combined 13%†. However it’s more than just the manure contributing to global warming. FAO estimates that 70% of former forest covers were cut down to make room for grazing. This is a problem because â€Å"Lost forest cover heats the planet, because trees absorb CO2 while they’re alive . . . when they’re cut down or burned, the greenhouse gases are released back into the atmosphere†(Walsh). Cutting back on meat, or eliminating it all together would be a great way to help preserve our planet and much cheaper than a hybrid car. If meat production continues to grow, not only will it keep contributing to global warming, it will continue using the earth’s precious resources. The amount of food and water needed for farming is obscene. Water is something that we take for granted. There is no replacement for water, so when there is a 3 to 1 ratio from livestock to humans, why are we wasting so much of our earth’s precious water on livestock? Forty-two percent of the fresh water available to us in the United States is used for agriculture† (Silverstone 25). Granted it’s not all devoted to animals, and the amount of water needed to produce meat varies in different parts of the country. In California, according to the Water Education Foundation, to produce one pound of California beef the amount of water required is 2,464 gallons; comparatively a pound of tomatoes only requires 23 gallons of water (Robbins 236-237). Think of how much water California would save if everyone cut back on meat. Then there is the other problem, how much food we use to feed the livestock. Sixty million acres of the United States are devoted to growing hay primarily for livestock, while we only use 13 million acres to grow fruits and vegetables†(Silverstone 25). If there were less of a demand for livestock, that would enable us to use the land devoted to growing hay for growing vegetables, fruit and other plant based foods while using considerably less water. Not only is meat taking a toll on the environment, it’s taking a toll on the heath of America. Eating meat, especially the portions Americans eat, cause Heart Disease and increase a person’s risk for Cancer. The facts that there are triple the amount of livestock on earth means only one thing, that humans eat entirely too much meat. In fact, â€Å"The average person in the industrialized world eats more than 176lb of meat annually†(Walsh). People would argue that we need meat to survive, but in fact meat causes more harm than it does good because of saturated fats and cholesterol. â€Å"Cholesterol is found only in animal foods and is particularly concentrated in organ meats and eggs†(Davis and Vesanto 27), therefore, it would be hard to argue that cutting back or eliminating meat would be a bad thing. Another major problem is that meat contains a ton of saturated fats, which raise a person’s blood cholesterol and causes plague to clog arteries, clogged arteries lead to high blood pressure and heart attacks (Silverstone). â€Å"More than anything else, blood cholesterol determines your likelihood of having a heart attack†(Marcus 10). There have also been many studies that link meat consumption to cancer. â€Å"Researchers at the University of California at San Diego have isolated a sugar molecule that shows up in many cancerous human tumors . . Not only does Neu5Gc seem to build tumors, our human bodies produce antibodies against Neu5Gc, which causes inflammation, helping the tumors to grow even more†(Silverstone 17). The connection between eating meat and cancer from the research done at UC San Diego is that the sugar molecule Neu5Gc comes from red meat and is not produced in the human body (Silverstone). In America people have a hard time recognizing that wha t they eat contributes to disease, they would rather put blame on smoking and drinking when it comes to cancer. However, â€Å"The American Cancer Society estimates that 75 percent of all cancers are the product of our environment and lifestyle . . . 30 to 40 percent of all cancers are caused by diet†(Davis and Melina 32). The consumption of meat has also been liked to Osteoporosis; â€Å"When you eat meat, your blood becomes acidic . . . In order to balance all the acidity, your bones come to the rescue by releasing some of their minerals†(Silverstone 17). â€Å"Diets†, in America revolve heavily around meat and dairy products; no wonder cancer is the second leading cause of death. These are significant problems because Heart Disease and Cancer are the number one and two killers in America. â€Å"Almost one of every two Americans will die from Heart Disease . . . 40 million diagnosed with heart disease, and 1. 5 million a year having heart attacks†(Marcus 8). There is no denying that disease is developing at a rapid pace. Everyone knows someone who had or has cancer or heart disease. They are awful diseases, and â€Å"a high-fat, animal based diet is the single most significant cause of death from heart disease†(Marcus 3). If people cut back or eliminated animal products from their diets, not only would they be eating less of the foods that cause their bodies harm, they would be eating more nutrient rich foods (fruits and vegetables) that help fight off and prevent disease. â€Å"Doctors like Dean Ornish and John MacDougall have discovered that plant-based diets have the power to reverse heart disease, diabetes, even cancer†(Silverstone 7). One might argue that eating vegan or vegetarian is expensive; but would you rather pay a little bit more at the grocery store now, or pay for an xpensive heart surgery or chemotherapy because of what that inexpensive meat did to your body? There are some things already being done in an effort to get Americans to cut back on meat, but they aren’t enough. Yes, there are more vegetarian options at grocery stores now; you no longer have to go to a specialty market to get vegetarian options. In major chain grocery stores like Ralph’s and VONS, they c arry vegetarian brands of non-meat items like Boca and Garden burger; you can buy tofu, tofurkey, non-dairy cheese, yogurt and milk. The only problem is that its not always easy to find, they usually have a separate â€Å"heath food isle† where they keep all the non-animal products. Then there is the John Hopkins’ Bloomberg School of Public Health. They have started a global movement to get people to cut back on meat by reinventing a campaign called Meatless Mondays that was based on a campaign used during WW1 to conserve food for soldiers. In 2003, they recreated Meatless Mondays as public heath awareness program to help Americans reduce their risk for preventable disease by cutting back on meat. It was originally endorsed by over 20 schools of public health and is now global. Countries, hospitals, restaurants and Universities around the world are joining the movement for Meatless Mondays; it could always get bigger though. If there was backing from our government like there was during WW1 just think of how much larger this campaign could get. During that time, â€Å"The effect was overwhelming . . . In November 1917, New York City hotels saved some 116 tons of meat over the course of one week†(Meatless Mondays). If the U. S food administration made the same effort today, the United States could be one step closer to a healthier population. There needs to be a Surgeon General’s warning on meat products. The duties of the Surgeon General are to â€Å"Protect and advance the health of the nation through educating the pubic, advocating for effective disease prevention and health promotion programs and activities, and, providing a highly recognized symbol of national commitment to protecting and improving the public’s health†(Surgeon General). If the Surgeon General serves as â€Å"America’s doctor†, and is concerned advocating for disease prevention, they should take a serious look at promoting a low fat plant-based diet. According to â€Å" Dr. William Castelli, director of the Farmington Heart Study . . a low-fat plant-based diet would decrease an individual’s risk of heart attack by 85 percent†(Silverstone 16). The government, starting with the Surgeon General, also needs to do their job in educating the general public on what meat does to their bodies. Everyone is familiar with the Surgeon General’s warning on cigarettes, that smokin g causes cancer and increases you risk for heart disease; if eating meat causes heart disease and increases risk for cancer and other diseases like osteoporosis it is important people know what they are putting in their bodies just like cigarettes. Food labeling needs to be the same for meat as it is for every other food product. Almost everything you buy these days has a nutrition label except for fresh meat and poultry. At the end of 2009 the Department of Agriculture proposed a solution that forced grocery stores and supermarkets to provide nutrition facts. However, the solution doesn’t work because the grocery stores and supermarkets don’t have to put it directly on the package; they can put the nutrition facts on a poster, pamphlet, or anywhere in the store that is available to customers if they request (Hurley and Liebman). If they were forced to add the nutrition facts directly to the package on fresh meats just like every other food product out there, it would at least inform people on what they are putting into their bodies and reduce the amount of meat purchased, and therefore reducing the amount of meat produced. Restaurants need to decrease portion sizes and offer non-meat items. â€Å"The U. S department of Agriculture says that a typical serving of steaks, roasts, chops and poultry parts is just 3 ounces†(Hurley and Liebman). Most restaurants typically serve a six-ounce chicken breast, and the size of a steak ranges from 6 to 12 ounces. That is a huge problem right there, no wonder obesity is a problem in the United Stares. If restaurants were required to serve the appropriate serving size recommended by our government and health officials, there would be less people eating meat, which would once again lead to less meat being produced. Another problem with restaurants, especially chain restaurants are that they don’t always serve non-meat items. I have worked for T. G. I Friday’s for the past seven years, and they don’t even serve a veggie burger. Restaurants should be required to serve a vegetarian option. Most people love dining out and if they had non-meat options it would allow them make healthier decisions and help contribute to the reduction of the amount of meat produced. If Americans want to do their part in conserving our planet while reducing their risk for heart disease, cancer and other nasty diseases they need to consider how what they eat effects themselves and the environment. The government needs to provide guidelines and Surgeon General warnings to help inform and guide our nation to eating less meat and living a healthier lifestyle. If we all do our part one bite at a time we will have a healthier nation, reduce the amount of harm farming is doing to our planet (because their would be less livestock on earth), as well as use less of our earth’s precious resources. Works Cited â€Å"A Campaign Becomes a Movement†. Meatless Mondays. n pg. n. d. Web. 11 May 2011. Davis, Brenda and Melina, Vesanto. The New Becoming Vegetarian. Summertown, Tennessee: Healthy Living Publications, 2003. Print. Hurley, Jayne and Liebman, Bonnie. â€Å"The Kindest Cut†. Nutrition Action Health Letter. 37. 8 (Oct 2010): pg. 13. Web. 11 May 2011. Marcus, Erik. Vegan The New Ethics of Eating. New York: Mcbooks Press, 2001. Print. Office of Surgeon General. â€Å"About the office of the Surgeon General†. Surgeon General. n. pg. n. d. Web. 9 May 2011. Robbins, John. The Food Revolution. San Francisco: Conari Press, 2001. Print. Silverstone, Alicia. The Kind Diet. New York: Rodale Inc, 2009. Print Walsh, Bryan. †Meat: Making Global Warming Worse†. Time. Sept. 2008:n. pg. Time. com. Web. 3 May 2011. How to cite Meat Consumption, Papers

Oranges Essay Example For Students

Oranges Essay The orange falls into the citrus category of fruits. It can be made into juice, which is familiarly called orange juice. Orange juice is an essential part of the Canadian breakfast, that we eat every morning. Despite orange juice, oranges have many other uses. In this essay I will tell you about the varieties of oranges, its classification, uses, and other facts about oranges that I have learned. The orange, one of the oldest cultivated fruits known to man, have been grown for more than 4,000 years. They probably originated in the part of Asia that contains India and China. Oranges are known for their delicious juice and vitamin C content. They also contain a source of potassium and folic acid. The U.S is the second largest orange producing country. They produce 18 billion pounds of oranges each year. 70% of them are grown in Florida, California about 20%, and Arizona and Texas take up the rest. Most of the oranges produced are made into orange juice. The rest are used for soft drinks, baking goods, candy, etc. Not all oranges are orange. They range from pink, orange, dark red, orange to yellow in color. There are many different varieties of oranges. The sweet orange is the most popular kind of orange; this is the one most raised around the world. There are four types of sweet oranges: common oranges, navel oranges, blood oranges and acidless oranges. Common or round oranges are mostly sold as produce and made into juice. Juice from the Valencia orange makes the best juice. This is the most popular orange around the world today. Blood oranges have very unusual color they range from pink to red. Maybe this is where it gets its name. Other than color, they are similar to common oranges. They become red in cool, overnight temperatures. These are mostly raised in Mediterranean countries, not very popular anywhere else in the world. Acidless oranges arent very popular because of their bland flavor, caused by a low level of acid. They are only vaguely popular in Brazil. Navel oranges, mostly grown in California, have a small secondary fruit growing at one end of the main fruit. (World book encyclopedia) they have a good flavor, but produce little juice. Another type of orange is sour, or bitter oranges, which are usually not even freshly eaten, like common oranges because of a bitter taste. They are mostly grown in Europe, and used for making marmalade. The peels are turned into oil, and used for perfume. Mandarins are the ones that usually come at Christmas(in Canada), and are generally eaten fresh. They actually arent oranges, just referred to oranges because of their similar appearance to common oranges. Oranges are part of the rutaceae family. The species of the different kind of oranges are: sweet oranges are citrus sinensis; sour oranges are citrus aurantium; and mandarins are citrus reticulata. Bibliography:BIBLIOGRAPHY-Greenwood, jillian (1990) plants for people. Oxford univercity. Page 77-brintall, bery (1986,1995) mcraw hill, page 115-wardowski,wilfred f , world book encyclopedia ( 1997)pages 814 817

London as a Global City

Introduction A global city is a city which has a big economic significance in the world. Thus for a city to be deemed as global or world class it has to pass certain criteria. These criteria include economic characteristics, political characteristics, cultural characteristics, transport characteristics, and many others such as population, information exchange, human capital, and business activities.Advertising We will write a custom essay sample on London as a Global City specifically for you for only $16.05 $11/page Learn More According to recent surveys Asian cities are emerging as newcomers in the prominence of cities on the globe. For instance in the latest survey according to Kearney (2010), 5 of the top ten global cities come from Asia. Currently London is ranked second after New York City. Reasons why London is a global city The city of London is considered a global city because of many reasons. The city is a metropolitan and therefore it has a mi xture of different cultures. According to Bloomberg Businessweek (2010), London ranks second after New York. This index is based on the rich human resource and the cultural wealth and other strengths. Business activities in London are also of a very high index. The human capital of the British capital is also increasing. Population of London According to Bentham (2010), London’s population is set to reach 8.3 million people. This means that the population is increasing by 10% in a period of eight years. In addition to this, more people in England are moving from the rural areas into London for many reasons. The report also states that fewer Londoners are moving abroad. Increased population has the advantage of increased human resource and also the presence of a ready market for goods and services. GDP of London The GDP of London is currently on the rise. As Packer (2004) writes, London has grown to become a major financial centre of the world. London is a metropolitan capital and which still remains a powerful center where the world gets sucked. Before being overtaken by New York in the twentieth century, London had been leading other world cities in terms of size and wealth. Cultural wealth of London Since time immemorial, London has continued to increase in its cosmopolitan state. The British capital has continued to attract human labor from across the whole world. For instance it attributes its name from Italian linguistics whereby the city of London emanated from the Roman Londonium which was a tribal capital of Britannia. Cultural wealth of London is an accompaniment of the way in which Britain gained colonial powers. Slave trade as Packer (2004) puts it, made Britain ports to fill with cultural diversity which later on spread to the interior.Advertising Looking for essay on geography? Let's see if we can help you! Get your first paper with 15% OFF Learn More Transport facilities London has invested heavily in the transport sector. Th ere is an excellent network of roads and railway lines traversing across London. London is also well known for its highly developed marine transport. The good network of transport facilities provides the ease of movement of goods to and from the market. Movement of Human labor is also enhanced. According to Litman (2006), London has continued to decongest its roads by implementing certain measures. Henrion (2010), also states that businessmen can travel quickly into London from other European cities. Medical facilities in London London is well endowed with world class medical facilities. According to Uhlhorn (2010), London health care facilities are among the top of the world as it is with the Australian facilities. Major laboratory researches are done in London universities. Medical centers such as the UCL medical center are also characterized by world class research facilities. Information exchange of London London was among the first city in the world to use transmission of infor mation in form of radio waves. The use of this system is dated back during the Second World War when Britain used the technology of radar to track airplanes. London has also excelled in the IT sector such that its development has also been attributed to its existing IT policies. Business and economic activities There are many business activities in London. The major businesses activities include stock exchange, banking industry, insurance industry, transport industry, real estate business among others. Services in the business industry also present a major source of income for the Londoners. The City University, London (2010) informs how information exchange is used in almost all sectors and how Londoners are being educated on how to use this system. Political stability Political stability of Britain has enabled her capital to grow expansively throughout the years. British political system has enhanced the presence of peace. The presence of peace makes London an attractive place to invest, visit or live. According to Durham (2005), political situation in London has been formulated to accommodate all kinds of people including gays. Conclusion In conclusion London’s prosperity has been depending upon the above factors. Other factors which have enabled London to develop to a world class city include, tourism sector whereby people from all over the world have been able to access London’s beauty. London has some of the best hotels in the world. In addition to all the above, Britain also has an excellent learning system whereby some of the universities are well known to be world class. This is according to the Consolidated School District of New Britain (2010)Advertising We will write a custom essay sample on London as a Global City specifically for you for only $16.05 $11/page Learn More Reference List Bentham, (2010). Population of London set to hit 8.3m high, Evening Standard, 2010 Web. Available at: http://www.thisisl ondon.co.uk/standard/article-23838968-population-of-london-set-to-. Bloomberg (2010). Business week, top global cities 2010 Web. Available at: http://images.businessweek.com/ss/10/09/0928_best_global_cities_2010/3.htmhit-83m-high.do . City University, London (2010). Guidelines on the use of Display Screen Equipment Web. Available at: http://www.city.ac.uk/hr/policies/wellbeing/display.html. Durham, M. (2005). Abortion, Gay Rights and Politics in Britain and America: A Comparison, Parliamentary Affairs Vol. 58 No. 1, Hansard Society for Parliamentary Government 2005, pp 89-103 Henrion, N. (2010). Transportation Guide from Paris to London by Air, Rail and Road Web. Available at: http://www.suite101.com/content/transportation-guide-from-paris-to-london-by-air-rail-and-road-a266441. Kearney, A.T. (2010). Global cities index Web. Available at: http://www.atkearney.com/index.php/Publications/global-cities-index.html . Litman, T. (2006). London Congestion Pricing Implications for Other Ci ties. Victoria Transport Policy Institute, pp 8.Advertising Looking for essay on geography? Let's see if we can help you! Get your first paper with 15% OFF Learn More Packer, D. (2004). London: Heart of Empire and Global City Socialist Outlook: SO/04 –  Autumn 2004 Web. Available at: http://www.isg-fi.org.uk/spip.php?article260 . The Consolidated School District of New Britain ct, (2010). Britain Board of Education website Web. Available at: http://www.csdnb.org/#home. Uhlhorn, D. (2010). The fifth estate, Medical facilities: Translational research – from the  Bench to the bedside Web. Available at: http://www.thefifthestate.com.au/ . This essay on London as a Global City was written and submitted by user Journee Bender to help you with your own studies. You are free to use it for research and reference purposes in order to write your own paper; however, you must cite it accordingly. You can donate your paper here. London as a Global City A global city is characterized by several factors like a centre for world finance and trade flows, immigration in large scale, growing income, and polarized occupation (Sassen, 2001) (Eade, 2000). London has attained the level of being characterized as a global city due to its effort of increasing citizen’s income and occupation. For several years, business inputs in London city have been high as well as large commercial spaces and availability of labour. Like other global cities, luxury goods are offered in most of the selling places.Advertising We will write a custom essay sample on London as a Global City specifically for you for only $16.05 $11/page Learn More However, the immigrants and other minority groups cannot afford to purchase these goods, and hence why they take an extra step of purchasing them from the co ethnic producers or even from other low cost shops of other immigrants. In London, there are niche markets composed of small pack ed goods which are meant to target the most competent consumers. However, this has led to labour intensive which mostly results from immigrants (Atkinson, and Bridge, 2004). City of London like many other global cities has an increased population of immigrants which has led to a major growth of small scale producers. This has led to a noted competition between large stores and supermarkets with small scale producers. It has been recognized as a world class and full of much dynamism due to its ability of giving many people different types of benefits and creation of opportunities. To mention but a few, London is a centre for transport which creates a connection between Europe and most parts of the world. According to Amin (2006), airport terminals in London conduct more than 110000 flights in one month. Diversity is another opportunity offered by the global city of London due to its high population capacity which was estimated to be around 7.62 million by the year 2008, Cowan, (2005) . The city population is mainly composed of black and other minority groups such as Asians. It is looking forward to have these groups as the majority in working age population by 2013. As far as communication is concerned, Londoners speak in more than 300 languages with more than 15 different religions. In terms of business and finance, London has qualified to be a global city as it received the highest number of votes as a European city conducting different types of businesses. This was based on the factors that it has an easier accessibility to various markets, availability of highly qualified personnel who can ensure the success of most businesses. Its internal and external transport and communication connections are effective. Different languages which are spoken in this global city also make it possible for the business transactions to be conducted smoothly (Block, 2007) (Fyfe Kenny, 2005).Advertising Looking for essay on business economics? Let's see if we can help yo u! Get your first paper with 15% OFF Learn More London city has also managed to be the European headquarters for the most prestigious global companies which are over 550 in number. Most of the issues affecting these companies are tabled in London city. Globally, there are a lot of foreign transactions which are conducted regularly and more than 50% of these transactions are traded in London city. This city has also offered a place to the whole world where majority of currency exchanges are performed more than how it’s done in New York or Tokyo. In addition, more than 80% of all the commerce duties done in London are international. This makes this city to be outstanding than other cities that relies on the domestic markets, making it a global city (Hall, 2001) (Sassen, 2000). Environmentally, most cities are faced by different challenges and the way in which a city faces its challenges determines its position to be recognized as a global city (Block, 2008). London ci ty has developed some technical ways through which it faces its challenges like developing environmental excellence which can effectively accommodate climate changes. These techniques include dividing energy production units and coming up with congestion charge. Most of the environmental challenges which are faced by London city are as a result of purchases and usage of energy (Clark, 2003). Another reason which qualifies London as a global city is excellence in knowledge. London is recognized by its strong foundation in improving scientific matters and in advancement of its technology. Several scientific events and designs have placed this city on a very competitive edge (Paddison, 2001). Most of the well known researchers have been promoted in London city through advanced medical and clinical research centres which are equipped by this city with modern laboratories, equipment and staffs. London city has been recognized through by its provision of higher education, which is managed by qualified staffs in its advanced institutes of academics (Winder, 2010). There are over 50 these advanced institutes in the city, which have made it to offer the most competitive staffs in the world. Students in London are in a position to choose international courses which are above 50000 and recognized globally. This has made the city to accommodate more than 88000 students from all over the world. Therefore, it is explicit that all factors put in to consideration; London qualifies to be termed as a global city (Zukin, 1992).Advertising We will write a custom essay sample on London as a Global City specifically for you for only $16.05 $11/page Learn More Reference List Amin, A. 2006. The good city, Urban Studies 43.5/6, 1009-1023. Atkinson, R. and Bridge, G. 2004. Gentrification in a global context: the new urban colonialism. London: Routledge Block, D. 2008. The new economy of the inner city: restructuring, regeneration and dislocation in the twe nty-first-century metropolis. London: Routledge. Block, D. 2007. Multilingual Identities in a Global City: London Stories. Journal of Sociolinguistics, 11 (4), 531–534. Clark, D. 2003. Urban world/global city. London: Routledge. Cowan, R. 2005. The dictionary of urbanism. Streetwise Press, Chicago, IL. Eade, J. 2000. Placing London: from imperial capital to global city. Oxford: Berghahn Books.Advertising Looking for essay on business economics? Let's see if we can help you! Get your first paper with 15% OFF Learn More Fyfe, N. Kenny, J. 2005. The urban geography reader, Routledge, New York, NY. Hall, T. 2001. Urban geography, 2nd end. Routledge, New York, NY. Paddison, R. 2001. Handbook of urban studies. London: SAGE. Sassen, S. 2000. ‘The Global City: Strategic Site/New Frontier’, American Studies, 41, pp. 79-95. Sassen, S. 2001. The global city: New York, London, Tokyo. Princeton: Princeton University Press. Winder, G. M. 2010. Global Reach? Reuters News and Network, 1865, 1881, and 1914 London’s. Journal of World History, 21 (2). Zukin, S. 1992. The Best of Cities, The Worst of Cities. Contemporary Sociology, 21 (4), 481-484. This essay on London as a Global City was written and submitted by user Crosby Jensen to help you with your own studies. You are free to use it for research and reference purposes in order to write your own paper; however, you must cite it accordingly. You can donate your paper here.

Teenagers and Students Essay Example

Teenagers and Students Essay Example Teenagers and Students Essay Teenagers and Students Essay Essay Topic: Students People in this group are young children that are still at compulsory education which means they will not need any big loans from bank to pay off any expenses e.g. University fees, although their parents might want to set up a savings account for them for when they grow up. Their parents and guardians will also support them so they should be responsible for any of their financial needs. Teenagers and Students (17-22) Teenagers and students from the age of 17 to 22 are quite different from the school age youth. This is because they are no longer at compulsory education and their financial needs have increased so their parents or guardians may support them less financially, because they will be expected to get a job. This means they will need to open a bank account so that when they do get in to the world of work their salary can be paid directly to the account. There are lots of financial services available to teenagers and students e.g. credit cards, but they might not be open to all of the major credit card companies e.g. (Master card, Visa, American express) because they do not have any credit history so they will need to start off with a student credit card. Some people in this group will be finishing 6th form / college and be looking to go University and take their education to a next level but this in not cheap so they may need a bank loan to pay for the University fees. Post-education / pre-families (23-30) People in this group are young adults that have just finished university and looking to start a family. So this means that their financial needs will be quite great. This is because people in this group will be paying off student loans for their university fees. They might also want to get a mortgage to buy a house just to start off a family. The parents may perhaps open up a bank account to start saving for their childrens future university fees. Established families (40-50) Established families will be still paying off their mortgages and other financial debts. Parents in this stage will still be at work to keep on supporting their family financially. Their kids will be close to the time of leaving their house so there parents will be saving money for their kids university fees, if they decide to go on to further education. In addition they might also want to start thinking about starting life insurance Mature household (50-60) People in the mature household sector are at the stage of their life where there children will be moving out of the house and going on to further education at university, this means that the parents may be saving for their childrens university fees. At this time of their life they should have paid off or be close to paying off their mortgages and financial debts, but this all depends on how high their income is. Parents in this life stage will be thinking about life insurance so they will need to pay money in to their life insurance. Retired pensioners (60+) At this stage of their life they should have paid off their mortgages and other financial services. Pensioners are at a stage in their life where they do not have any big financial responsibilities. They will only be paying for personal needs E.g. clothes and food. This is because at this time of their life their children will be definitely moved out of the house. Pensioners are being supported financial by the government. Task 3 Introduction In task 3 I have been asked to design and create a fact sheet that explains three different banking services available to two people at different life stages, the people I am going to choose are Students and young families. Bank Services available for Students from Royal bank of Scotland and Barclays Bank Graduate current account A current account is used to hold funds for an individual. The benefit of having a current account is that it is an easy way of adding interest to the money that is in the account. Students will need a current account for many reasons, like salaries and benefits can be paid in and paying bills can be made a lot easier. This is because money can automatically put in and the bill will be automatically paid via direct debit. The account will also give interest on the balance will help their money grow. The graduate royalties account is available for 3 years and comes with an interest free overdraft up à ¯Ã‚ ¿Ã‚ ½2000. An overdraft is a service that enables the account holder to withdraw over and above what they actually have in the account. Overdrafts are only available to people over the age of 18. This service will be appropriate for teenagers because it is flexibility on those occasions when you might need to spend before your money is paid in. This is also a preparation for teenagers to handle loans and credit cards because it is the banks money they are handling on a small scale. Student Credit from The royal Bank of Scotland A credit card allows customers to purchase goods on credit. This means that the customer will not have to pay for the good at the time of the transaction. The banks loans the customer money by a credit card. This loan is interest free for a short period time (after which the APR is usually quite high). The student Credit Card is designed for student life. It is a big breakthrough for students when they need all their essential needs. Food, clothes and books. When you add up all the expenses of student living it comes at a big price. On the student credit card there is up to 56 days interest free credit and this should come as good news (if the customer pays the balance in full and one time and have paid the previous months balance in full and on time) If not the interest rates will apply. The card is very flexible because it can be managed online from a computer or MAC to check balances etc. Graduate loan from Barclays Bank A loan is when a bank lends a customer money for a long term period. Interest rates vary depending on the sum of money taken out and the time taken to pay it back The graduate loan from Barclays bank is designed for students at university that are reaching their peek at university and getting ready to graduate. At this point in their life they are not really financial blessed so the graduate loan will help the individual settle down in their new life. The customer can borrow up à ¯Ã‚ ¿Ã‚ ½10,000 and can apply for repayment terms up to 60 months so this is really good and flexible for the individual. Fixed interest rates so monthly repayments never change. Loan Amount Representative APR Repayment Term* Monthly Repayment Total Payable à ¯Ã‚ ¿Ã‚ ½3,000 8.4% 60 months à ¯Ã‚ ¿Ã‚ ½62.38 à ¯Ã‚ ¿Ã‚ ½3,742.80 à ¯Ã‚ ¿Ã‚ ½5,000 8.4% 60 months à ¯Ã‚ ¿Ã‚ ½103.97 à ¯Ã‚ ¿Ã‚ ½6,238.20 à ¯Ã‚ ¿Ã‚ ½10,000 8.4% 60 months à ¯Ã‚ ¿Ã‚ ½207.93 à ¯Ã‚ ¿Ã‚ ½12,475.80 Bank Services available for Young Families at HSBC First time buyer mortgage from Barclays bank A mortgage is the transfer of an interest in property (or in law the equivalent a charge) to a lender as a security for a debt usually a loan of money. While a mortgage in itself is not a debt, it is lenders security for a debt. It is a transfer of an interest in land (or the equivalent), from the owner to the mortgage lender, on the condition that this interest will be returned to the owner of the real estate when the terms of the mortgage have been satisfied or performed. In other words, the mortgage is a security for the loan that the lender makes to the borrower. The first time buyer mortgage from Barclays bank is designed for people who are looking to buy their first home. So the first time buyer mortgage is designed to make this easy for the customer. There is a 2 year fixed rate mortgage so the customer can budget better at the start of their mortgage. Mortgage Interest rate Application fee What can I borrow? Early Repayment Charge 2-year fixed rate 6.49% until 31/01/2010, then for the remaining term BBBR + 0.95% currently 6.45%. The overall cost for comparison is 6.8% APR à ¯Ã‚ ¿Ã‚ ½995 Up to 95% of the value of your home 3% of the balance repaid until 31/01/2010 2-year fixed rate 6.79% until 31/01/2010, then for the remaining term BBBR + 0.95% currently 6.45%. The overall cost for comparison is 6.8% APR None Up to 95% of the value of your home 3% of the balance repaid until 31/01/2010 BBBR = Barclays Bank Base Rate. Homeowner loan from Barclays bank The homeowner loan is simply made for people that own a home and need to borrow between à ¯Ã‚ ¿Ã‚ ½5000 and à ¯Ã‚ ¿Ã‚ ½100,000. The payments can be paid over 25 years and the monthly outgoings could be reduced by 50% this is achieved by spreading your new loan over a longer term. By doing this, your overall interest payments will increase. Platinum Credit Card from the royal bank of Scotland The platinum credit card from the royal bank of Scotland is designed for people that are over 25 and earn more than à ¯Ã‚ ¿Ã‚ ½25,000 a year. This is clear the key charteristcs of an individual in the young families life stage. The customer can get 0% interest for 13 months from when they open their account and also pay 0% interest on balance transfers. Summary Box The information contained in this table summarises key product features and is not intended to replace any terms and conditions. APR Typical 13.9% APR (variable) Other Interest Rates Introductory Rate Monthly Rate Annual Rate Simple Effective Purchases 0% for 3 months 1.094% 13.128% p.a. 13.947% p.a. Balance Transfers 0% for 13 months 1.094% 13.128% p.a. 13.947% p.a. Cash Advances N/A 1.873% 22.476% p.a. 24.942% p.a. Money Transfers N/A 1.094% 13.128% p.a. 13.947% p.a. Interest Free Period Maximum 56 days for purchases if you pay your balance in full and on time, and have paid the previous months balance in full and on time no interest free period on cash advances or money transfers. Interest free period on balance transfers only applies to the introductory period. Interest Charging Information The periods over which interest is charged are as follows: From Until Purchases transaction date repaid in full Balance transfers transaction date repaid in full Cash advances transaction date repaid in full Money transfers date debited to your account repaid in full Allocation of Payments We will apply payments we receive to your account in the following order: Interest on special offers Other interest, any fee and charges Special offers Purchases and balance transfers Cash advances and money transfers See section 2(D) (b) of your Credit Card Agreement for full details. Minimum repayment Greater of 2.25% of your balance (rounded down to the nearest pound) or à ¯Ã‚ ¿Ã‚ ½5 each month. Please note: we do not recommend that you only ever make your minimum payment. Amount of credit Minimum initial credit limit is à ¯Ã‚ ¿Ã‚ ½300 and maximum is à ¯Ã‚ ¿Ã‚ ½20,000. All other credit limits (including the maximum available) are subject to status. Fees No Annual Fee. Charges Cash advances (except gambling transactions) subject to a handling fee of 2.5% with a minimum of à ¯Ã‚ ¿Ã‚ ½2.50; Balance transfers subject to a fee of 2.5% (min à ¯Ã‚ ¿Ã‚ ½5) during the first three months from account opening unless you qualify for exemption from that fee or are notified of a different fee under the terms of a special offer we make in connection with your application; Foreign exchange transactions subject to conversion fee of 2.75% (including purchase of foreign currency and travellers cheques); Copies of statements are subject to a fee of à ¯Ã‚ ¿Ã‚ ½3. Default charges Late payment and over limit fees are à ¯Ã‚ ¿Ã‚ ½12; administration fee of à ¯Ã‚ ¿Ã‚ ½10 to process dishonoured cheque or direct debit; administration fee of à ¯Ã‚ ¿Ã‚ ½12 to return unpaid promotional cheque to prevent you going over your limit. This is the rates and fees from the platinum credit card from the rbs (rbs.co.uk/personal/credit-cards/g1/platinum.ashx#tabs=section2) Task 4 Introduction: In task 4 I have been asked to explain the distinctive features of two selected retail banking services that render them suitable for two contrasting customers. 7.9% APR typical on Barclays bank personal loan. Annual percentage rate (APR) is the simplified counterpart to the effective interest rate the borrower will pay on a loan. In many countries and jurisdictions, lenders (such as banks) are required to disclose the cost of borrowing in some standardized way as a form of consumer protection. APR is intended to make it easier to compare lenders and loan options. The APR is likely to differ from the note rate or headline rate advertised by the lender, due to the addition of other fees that may need to be included in the APR. However the APR can be found simply by asking the lender, or reading the section about APR in your contract. Typical: The typical part of the annual percentage rate means that the percentage rate may not be the same as the advertisements. The changes are made due to the position of the applicant, depending on how much dept they are in, the level of income they are having etc. People in all life stages will be looking for the lowest Annual percentage rate. 5.25% AER on e saving reward from Barclays bank. Annual Equivalent Rate is a notional rate thats generally quoted on interest paid on savings and investments. It purports to demonstrate what interest return would be if the interest was compounded and paid annually instead of monthly (or any other period). If an account pays interest more than once a year, say, for example, monthly or quarterly, then the AER is calculated by adding each interest payment to the deposit and then calculating the next interest payment, compounding the interest. Thus, on accounts where interest is paid quarterly, the AER will be slightly higher than the quoted gross rate because of the compound interest earned on the interest paid during the year[T1]. Task 5 Introduction: In task 5 I have been asked to describe two retail banking providers that might be considered appropriate to the likely financial needs of two contrasting customers. I will be explaining for is post education / pre families and established families. I will use Barclays bank and the post office Barclays bank will be appropriate for a senior student in university finishing their degree and preparing to have a family. This is because they will be looking for a retail bank to offer them a basic current account to enable them to manage their bills and other finances. People in this life stage will not want to focus on saving or investing although they might want to leave some money aside. Barclays also provides saving products. So if a senior student wants to invest or save large amounts they have a wide range of saving facilities to choose from such as long term savings plans or short term saving plans. This can be managed via online banking so it will make it very easy and save time for the customer. Barclays offers insurance products for all kind of possessions. Such as life, care, home and travel. This will be appropriate for someone in this life stage because they will have lots of important things that will need to be insured. Post office will be appropriate for people in the established family life stage this is because it is more about saving and investments. This will be good because it will help them save for the future whether it is for their children or just for the future. The post office provides the instant saver service, witch has a great rate of 3.75% AER. There is great access to their service because they have over 13000 branches across the uk. Plus over 60000 ATMs across the uk. In addition the account can be managed via online banking. The instant saver offers a double interest guarantee. The first guarantee is to pass on any rise in the bank of England base for 2 years. The second guarantee is that the customers interest rate will never be more that 1% below the bank of England base rate for the life of the account. All interest is paid in annually. The post office also provides a child trust fund. This will be very suitable for people in the established life stage because their life will be comfortable and established so the will be in a good position to want to save for the future and for their children. The child trust fund is a stake holder account. Which means it has strict standards that must be met by the government, and one of these standards is that some of the money must be invested in shares. Task 6 Introduction In this task I have been asked to describe three savings products which will be considered appropriate to the financial needs of two contrasting customers at a given life stage and the customers that I am going to do are people in mature house holds and young families. Savings Builder from Barclays bank The savings builder is for people who have at least à ¯Ã‚ ¿Ã‚ ½10,000 to save, and wants a great rate of interest with easy access to their account via the Internet and telephone. These will be key characteristics of an adult in a mature household. Interest is calculated on the daily statement balance of the account and is payable monthly on the first working day of the month. The rates of interest depend on the account balance and whether any withdrawals have been made from the account in the previous calendar month. Where no withdrawals have been made interest is calculated at the higher range of rates applicable to the account balance. On the other hand when or more withdraws have been made the interest is calculated at the lower range of rates applicable to the account balance. So this will encourage the customer to save. The Saving builders from Barclays Bank will be appropriate for people in an established family as well. Established families should be able to have at least à ¯Ã‚ ¿Ã‚ ½10,000 if they would like to use the service. The rates of interest depend on the account balance and whether any withdrawals have been made from the account in the previous calendar month. Where no withdrawals have been made interest is calculated at the higher range of rates applicable to the account balance. On the other hand when or more withdraws have been made the interest is calculated at the lower range of rates applicable to the account balance. So this will encourage the customer to save. Day to Day Savings Account from Barclays Bank The Day to Day savings account is designed for someone who will need immediate access to their money for unplanned expenses or special treats, which will be part of a universitys students life style. The customer doesnt have to be a regular saver and it is cheap to open with just à ¯Ã‚ ¿Ã‚ ½1 which will be great for the customer. Plus a cash card is available allowing the customer to withdraw up to à ¯Ã‚ ¿Ã‚ ½300. Day to Day Savings Open from à ¯Ã‚ ¿Ã‚ ½1 Maximum deposit N/A Interest rate 4.26% AER (4.18% gross pa)à ¯Ã‚ ¿Ã‚ ½ Access Instant Interest paid (frequency) Monthly Account management Branch, phone, cash card and online (if registered this for Online Banking) The day to day savings account will be appropriate for established families. This is because established families will be settled in their homes heading towards paying off their mortgage, so this means that they will be able to afford to take money out on a day to day basis. In addition believe that adults in this life stage will have unexpected things to pay for like birthdays and day to day maintenance of their child. High Interest Deposit Bond from HSBC Bonds are usually referred to as risk-free bonds, because the government can raise taxes or simply print more money to redeem the bond at maturity. Some counter examples do exist where a government has defaulted on its domestic currency debt, such as Russia in 1998 (the ruble crisis), though this is very rare. The high interest deposit bond is designed for people in the established families life stage. This is because it is designed for people who have between à ¯Ã‚ ¿Ã‚ ½2000 and à ¯Ã‚ ¿Ã‚ ½50000 in savings and concerned about falling interest rates and looking to change the rate of their savings. 5.75% AER /gross. Adults living in this lifestyle will have this kind of amount in savings so it will definitely be appropriate for them. The savings can be over 1, 2 or 3 years and the interested can be added on a monthly or annual basis. Effective Date Term Net % Gross % AER % High Interest Deposit Bond Monthly interest (Fixed Rate) 01.09.08 6 months 4.29 5.37 5.50 12 months 4.48 5.60 5.75 24 months 4.10 5.13 5.25 36 months 4.10 5.13 5.25 High Interest Deposit Bond from HSBC will also be suitable for people in the teenager and student lifestyle this is because students at university or post graduate students will be looking into saving money in high interest. There are a lot of different time scales they can invest for jus to suite them, whether it is 6 months or 3 years. This will be very appropriate because it will enable them to have a lot of money saved in the bank for when they leave university and preparing to start their own family. Task 8 Introduction In this task I have been asked to describe and explain in detail two investment products that will be considered appropriate for two contrasting customers at a given life stage. This will be people in teenager and student life stage and young families. Income Bonds from National Savings and Investments. Income Bonds provide the customer with a monthly income at a competitive variable interest rate, with no risk to their capital. Income Bonds from national savings and investments will be very suitable for young families because the people in this life stage will be doing post graduate work or finishing university. It will be very helpful because the income bonds will provide them with an additional monthly income. This will enable them to help out with your household outgoings, or to contribute to a few of lifes little luxuries. It is very convenient because they can choose to withdraw money when ever they want with no notice and no penalties. Income Bonds from national savings and investments will also be very appropriate for people in the teenager and students life stage. This is because people in this life style will be provided with an additional monthly income which will be very supportive for their day to day needs. It will be able to support them if their student loan has not been activated. It will also be very helpful for when they are about to leave university and preparing to live by themselves. Interest Rates Total Investment Gross rate pa AER Under à ¯Ã‚ ¿Ã‚ ½25000 4.45% 4.54% à ¯Ã‚ ¿Ã‚ ½25,000 + 4.70% 4.80% Gross is the taxable rate of interest without the deduction of UK Income Tax. AER (Annual Equivalent Rate) is a notional rate that illustrates what the annual rate of interest would be if the interest was compounded each time it was paid. Where interest is paid annually, the quoted rate and the AER are the same. The Baby Bond CTF account from The Childrens mutual The baby bond ctf account is stakeholder account for parents to save and invest their money for their kids for the later future in the governments way. This will definitely be the key characteristics of adults in the young family life stage. So that there is a chance for more potential growth, the baby bond account will be in a share-based fund. There are risks in doing this because the value of shares can go up and down, but the baby bond account is a long-term investment of 18 years so a big amount will be made despite the continuous change in the value to the shares. The minimum amount that can be paid in to start the account is à ¯Ã‚ ¿Ã‚ ½10 so it is easy and cheap to get started, and with all other contributions there could be a potential sum of up to à ¯Ã‚ ¿Ã‚ ½1200 and that is on top of the governments addition. The childs account is increased of its value by 1.5% The baby bond ctf account will be very suitable adults in the student life stage because it will be a great step to preparing for their childrens future it is a long-term investment of 18 years so a big amount will be made despite the continuous change in the value to the shares. The minimum amount that can be paid in to start the account is à ¯Ã‚ ¿Ã‚ ½10 so it is easy and cheap to get started, and with all other contributions there could be a potential sum of up to à ¯Ã‚ ¿Ã‚ ½1200 and that is on top of the governments addition. The childs account is increased of its value by 1.5% Total amount paid in (including à ¯Ã‚ ¿Ã‚ ½250 voucher and à ¯Ã‚ ¿Ã‚ ½250 at age 7) Possible value of Baby Bond(r) Stakeholder account in 18 years time Based on 5% growth each year Based on 7% growth each year Based on 9% growth each year à ¯Ã‚ ¿Ã‚ ½0 à ¯Ã‚ ¿Ã‚ ½500 à ¯Ã‚ ¿Ã‚ ½821 à ¯Ã‚ ¿Ã‚ ½1,090 à ¯Ã‚ ¿Ã‚ ½1,440 à ¯Ã‚ ¿Ã‚ ½10 à ¯Ã‚ ¿Ã‚ ½2,660 à ¯Ã‚ ¿Ã‚ ½3,790 à ¯Ã‚ ¿Ã‚ ½4,690 à ¯Ã‚ ¿Ã‚ ½5,840 à ¯Ã‚ ¿Ã‚ ½25 à ¯Ã‚ ¿Ã‚ ½5,900 à ¯Ã‚ ¿Ã‚ ½8,260 à ¯Ã‚ ¿Ã‚ ½10,100 à ¯Ã‚ ¿Ã‚ ½12,400 à ¯Ã‚ ¿Ã‚ ½50 à ¯Ã‚ ¿Ã‚ ½11,300 à ¯Ã‚ ¿Ã‚ ½15,700 à ¯Ã‚ ¿Ã‚ ½19,100 à ¯Ã‚ ¿Ã‚ ½23,400 à ¯Ã‚ ¿Ã‚ ½100 à ¯Ã‚ ¿Ã‚ ½22,100 à ¯Ã‚ ¿Ã‚ ½30,500 à ¯Ã‚ ¿Ã‚ ½37,100 à ¯Ã‚ ¿Ã‚ ½45,400 Task 9 Introduction In this task I have been asked to describe and explain three other financial services which might be appropriate to the likely financial needs of two contrasting customers. Income Protection from Royal Bank of Scotland Income protection is designed as a safety net to keep people financially healthy just in case of a long- term illness or accidental injury which could play havoc on peoples finances. I believe that this will be very appropriate for people in the mature household life stage. Simply because their life is moving at its peak so they will definitely need some sort of back up if something was to go wrong. It could help maintain your familys standard of living, providing a monthly income to help pay your mortgage, other debts or household bills. The plan is very flexible they can decide on how long they want their income to be paid if they are off work. It can be until any age from 50 to 65. The monthly income they receive under the plan is guaranteed until they are fit enough to back to work or until the plan end for example if they intend retirement age. Income protection will also be suitable and appropriate for people in the post education and pre families life stage. This is because they will be on the way up to starting their life on their own. So it will be vital for them to have some sort of safety net. This is because if there is no form of financial back up it will leave the individual in a very critical position. Travel Insurance from The Royal Bank Of Scotland Travel Insurance is designed to cover medical expenses, money invested in non-refundable pre- payments, and other losses that happen while travelling either within ones country, or internationally. The royal bank of Scotland will be very suitable insurance company for someone to choose because it is one of the biggest travel insurance companies in the UK so they have a big reputation to give their customers confidence in them. Travel insurance will be suitable for people in all life stages simply because everyone should be insured when they are away on holiday. But I think this will suite people in Mature households more because they will probably have the most expensive assets because they are one of the most families settled in their life. Travel insurance will be very suitable for people in post graduate and pre families life stage because people in this life stage are very active and tend to travel a lot so it will be very important for them to be insured whilst on holiday. Car Insurance from The Royal Bank Of Scotland Car insurance is insurance purchased for cars, trucks, and other vehicles. Its primary use is to provide protection against losses incurred as a result of traffic accidents and against liability that could be incurred in an accident. Car insurance from The Royal Bank Of Scotland is very good. They provide a courtesy car for the customer when there car is being repaired. If the customer has home insurance with the royal bank of Scotland they will save 15%. Although car insurance is vital for people in all life stages, this service will be very appropriate for people in mature household because of all the benefits that come with it such as the 15% discount that comes with the insurance. That is only available to people with home insurance, and that will be something that mature households will have. [T1] I do not know how to work out an example

Emerging Market Feasibility Analysis Assignment

Emerging Market Feasibility Analysis - Assignment Example Brazil is also identified as a member of the Organization for Brazil, Russia, India and China (BRIC), G-20, G8+5, and a founding member of the North American Free Trade Agreement (Fafchamps, 2003). These accolades are however identified to be very broad and generalized and cannot influence any rational decision making as to the liability of a new entrant business in Brazil. To make such decision making credible, rational and accurate, a more technical approach to viewing Brazil as an emerging market is needed. It is for this reason that the current emerging market feasibility analysis to come close up with Brazil as a destination for the small scale company. The purpose of the study is also to critically analyze the feasibility of the business in surviving in the intended market. There shall therefore be focus on the company with some level of emphasis on the company’s investors, customer issues, and financial requirements. In totality, the emerging market feasibility analysis shall be conducted from five objectives given as: 1. To analyse the strength of the business idea in relation to the chosen market. 2. To identify any country-related issues that might affect the start-up. 3. To explore relevant business and customer norms in the identified market. 4. To analyse potential financial issues that will arise from starting the business. 5. To propose a prototypical founder or group of founders suitable for the oil manufacturing firm that is being proposed? Research Approach Generally, this project is a case study that studies the specific case of the feasibility of a new vegetable oil manufacturing company in Brazil as a small scale business. As part of the case study approach, there shall be elements of both primary and secondary data collection to ensure that data collected for the study is high coordinated, validated and judged as reliable. Using a combined approach of primary and secondary data collection will improve the internal validity of the study because data that are collected from the field of study as primary data can easily be justified or authenticated using secondary data, which is more of data already existing in literature. One crucial approach that will make the project very elaborate, well organized and focused i s the use of feasibility analysis matrix. This matrix has been presented in such a way that it contains five major session of data collection, which have been distributed among the five objectives listed above. This means that each of the five objectives is represented in one section or row of the matrix. Under each objective also, there shall be five feasibility indicators that will be critically analyzed using both primary and secondary data collection. The analysis of the indicators shall be done in a manner that scores the feasibility of each objective of the project. Completed feasibility analysis matrix shall be presented at the appendix section of the project. Within the project however, there shall be a detailed discussion of the findings that are made under each objective of the study. Theoretical Framework This section of the project named theoretical analysis is essentially useful in offering a theoretical background to the problem of small scale business entry into emerg ing markets. This will be done through clearly defined knowledge of literature presented in one specific paradigm of theory. Specifically, focus is given to the theory of emerging market development. This theory started much like a support service given to new businesses that